Dependent Audits

Dependent Audits that save you real money

Conduct a Dependent Audit using DSI’s proven, employee first, approach and see the difference.

Our Employee Support is the best in the industry and one of the reasons many of our clients agree to be a reference.

Request a Proposal
Calculate Your Savings
Dependent Audits that save you real money - DSI

Dependents make up 70%+ of employer benefit costs, but on average 4-8% of claimed dependents are ineligible.

A Dependent Audit reduces wasteful spending, improves plan compliance and raises employee appreciation of their health benefits.

Checkmark Icon - DSI
Eliminate ineligible dependent spending, immediately reducing overall health care costs by 5% or more, whether you are self-funded or fully insured.
Checkmark Icon - DSI
Reduce future health care costs. Removing ineligible dependents from your plan today will result in big savings immediately and in the future, both on claims and premiums.
Checkmark Icon - DSI
Improve employee understanding of health care costs. The verification process is a perfect communication opportunity to re-educate employees on their own benefits.
Checkmark Icon - DSI
Strengthen plan compliance under Sarbanes-Oxley, ERISA and DOL guidelines.
What is a Dependent Audit? - DSI

What is a Dependent Audit?

A Dependent Audit is a systematic method of verifying the eligibility of dependent participants in a benefits pool to identify ineligible dependents and remove them from the benefits plan.

The average dependent with benefits costs U.S. employers over $3,000 each, and spousal dependents regularly average $5,000 or more.

Because of the high cost of offering benefits to dependents, businesses across America embrace Dependent Eligibility Audits to ensure they only incur costs for legitimate, eligible dependents.

Ineligibility by the Numbers

Average dependents covered by an employee
Rate of ineligibility expected in a dependent pool
Higher claims cost of ineligible dependents
Why do companies verify Dependent Eligibility? - DSI Dependent Audits

Why do companies verify Dependent Eligibility?

While each organization is different, companies will usually conduct a dependent audit for two key reasons:

Cost Reduction

Companies often attempt to Eliminate health care spending on ineligible dependents through a Dependent Audit.


Companies must stay in compliance with a variety of regulations including ERISA and Sarbanes-Oxley.

Average Ineligibility Rate by Industry

Agriculture Icon | DSI
Automotive Icon | DSI
Education Icon | DSI
Energy Icon | DSI
Health Care Icon | DSI
Health Care
Hospitality Icon | DSI
Manufacturing Icon | DSI
Public Sector Icon | DSI
Public Sector
Retail Icon | DSI
Technology Icon | DSI
Trucking Icon | DSI
Unions Icon | DSI
DSI Dependent Audit Verification

What is the best way to remove ineligible dependents?

The most effective method to remove ineligible dependents, with minimum business disruption, is an outsourced Comprehensive Verification Audit, where documents for every dependent in a company’s benefit pool are authenticated.

We recommend that you work with an experienced vendor who gets proven results while preserving company culture. After all, savings shouldn’t sacrifice employee morale.

Verification from DSI

Savvy Messaging Icon

Savvy Messaging

We communicate with employees in proven ways that get results

Custom Communication Icon

Custom Communication

Tailor all communication elements to meet your company’s unique needs

Clear Timeframes Icon

Clear Timeframes

Start your next verification project with confident, defined timelines

Dedicated Team Icon

Dedicated Team

DSI has a dedicated team focused on meeting all your verification needs

Increased Accuracy Icon

Increased Accuracy

DSI leads the way in personal, not computerized, accurate verification

Sensitive Support Icon

Sensitive Support

Sympathetic, sensitive and respectful support ready to help your team

"We’ve been with DSI for over three years. Their level of service and consistency is among the best, if not the best, of all of our carrier vendors."

HR Generalist

"DSI did an outstanding job. Because of our turnover we struggle with employee engagement, but the combination of letters, email, outbound calls, even the posters for the bathroom doors all made for a much higher level of participation than we expected."

HR Director

Lower Costs. Increase Compliance.

DSI provides customized, professional and proven Dependent Verification Solutions without harming employee morale.
Request a proposal today and experience the DSI difference.

Request a Proposal
Calculate Your Savings