Dependent Audits

Dependent Audits that save you real money

Conduct a Dependent Audit using DSI’s proven, employee first, approach and see the difference.

Our Employee Support is the best in the industry and one of the reasons many of our clients agree to be a reference.

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Dependent Audits that save you real money - DSI

Dependents make up 70%+ of employer benefit costs, but on average 4-8% of claimed dependents are ineligible.

A Dependent Audit reduces wasteful spending, improves plan compliance and raises employee appreciation of their health benefits.

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Eliminate ineligible dependent spending, immediately reducing overall health care costs by 5% or more, whether you are self-funded or fully insured.
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Reduce future health care costs. Removing ineligible dependents from your plan today will result in big savings immediately and in the future, both on claims and premiums.
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Improve employee understanding of health care costs. The verification process is a perfect communication opportunity to re-educate employees on their own benefits.
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Strengthen plan compliance under Sarbanes-Oxley, ERISA and DOL guidelines.
What is a Dependent Audit? - DSI

What is a Dependent Audit?

A Dependent Audit is a systematic method of verifying the eligibility of dependent participants in a benefits pool to identify ineligible dependents and remove them from the benefits plan.

The average dependent with benefits costs U.S. employers over $3,000 each, and spousal dependents regularly average $5,000 or more.

Because of the high cost of offering benefits to dependents, businesses across America embrace Dependent Eligibility Audits to ensure they only incur costs for legitimate, eligible dependents.

Ineligibility by the Numbers

2.2
Average dependents covered by an employee
5.6%
Rate of ineligibility expected in a dependent pool
30%
Higher claims cost of ineligible dependents
Why do companies verify Dependent Eligibility? - DSI Dependent Audits

Why do companies verify Dependent Eligibility?

While each organization is different, companies will usually conduct a dependent audit for two key reasons:

Cost Reduction

Companies often attempt to Eliminate health care spending on ineligible dependents through a Dependent Audit.

Compliance

Companies must stay in compliance with a variety of regulations including ERISA and Sarbanes-Oxley.

Average Ineligibility Rate by Industry

Agriculture Icon | DSI
Agriculture
7.8%
Automotive Icon | DSI
Automotive
6.3%
Education Icon | DSI
Education
8.2%
Energy Icon | DSI
Energy
5.5%
Health Care Icon | DSI
Health Care
6.1%
Hospitality Icon | DSI
Hospitality
9.3%
Manufacturing Icon | DSI
Manufacturing
4.9%
Public Sector Icon | DSI
Public Sector
7.9%
Retail Icon | DSI
Retail
9.6%
Technology Icon | DSI
Technology
2.2%
Trucking Icon | DSI
Trucking
4.8%
Unions Icon | DSI
Unions
8.6%
DSI Dependent Audit Verification

What is the best way to remove ineligible dependents?

The most effective method to remove ineligible dependents, with minimum business disruption, is an outsourced Comprehensive Verification Audit, where documents for every dependent in a company’s benefit pool are authenticated.

We recommend that you work with an experienced vendor who gets proven results while preserving company culture. After all, savings shouldn’t sacrifice employee morale.

Verification from DSI

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Savvy Messaging

We communicate with employees in proven ways that get results

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Custom Communication

Tailor all communication elements to meet your company’s unique needs

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Clear Timeframes

Start your next verification project with confident, defined timelines

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Dedicated Team

DSI has a dedicated team focused on meeting all your verification needs

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Increased Accuracy

DSI leads the way in personal, not computerized, accurate verification

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Sensitive Support

Sympathetic, sensitive and respectful support ready to help your team

"DSI was brought into our project midway through an attempt to do our own dependent audit in-house. They blew us away with their best practice advice and knowledge of predicting what would work for our employees. In less than a month they seamlessly took over, reached our associates, processed countless documents we were behind on, and managed to push participation over 95%!"

Controller
Manufacturing
Illinois

"We’ve been with DSI for over three years. Their level of service and consistency is among the best, if not the best, of all of our carrier vendors."

HR Generalist
Aerospace
Connecticut

Lower Costs. Increase Compliance.

DSI provides customized, professional and proven Dependent Verification Solutions without harming employee morale.
Request a proposal today and experience the DSI difference.

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Calculate Your Savings