Student Status Verification

When including Dental, Vision, Life or AD&D, employers often discover an eligibility requirement of student status in their Dependent Audit project.

This requirement means that, until approval of a school schedule from an accredited institution, students are not considered verified.

Think Student Status doesn’t matter? Guess again.

Sometimes prospective clients or brokers are confused about Student Status Verification. Some even try to tell us that Student Status doesn’t matter for Dependent Audits since ACA extended coverage to age 26 regardless of the status.

That’s NOT true.

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ACA only extended mandatory coverage for dependents up to age 26 for Medical
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Dental and Vision plans, especially fully insured plans, often only provide coverage to age 19, unless a full-time student
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Employer-paid Life Insurance policies for dependents usually expire at age 19, unless a full-time student
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Many employers are not aware of their own dependent eligibility requirements because of turnover, inherited plans, and plan changes

A professional Dependent Audit regularly includes Medical, Dental, Vision and frequently Life or AD&D.

Even if employers pay little or no premium for the non-medical coverage, the claims for that plan impact all employees without regard to fully insured vs. self-insured.

Also, the additional lines of coverage rarely result in a substantial cost increase for the audit due to the small numbers of employees who decline medical but enroll in other lines of coverage.

Student Status Verification from DSI

Verification from DSI

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Savvy Messaging

We communicate with employees in proven ways that get results

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Custom Communication

Tailor all communication elements to meet your company’s unique needs

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Clear Timeframes

Start your next verification project with confident, defined timelines

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Dedicated Team

DSI has a dedicated team focused on meeting all your verification needs

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Increased Accuracy

DSI leads the way in personal, not computerized, accurate verification

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Sensitive Support

Sympathetic, sensitive and respectful support ready to help your team

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